COVID-19: how to protect your health?
In this context it’s also important to check your health insurance policy because hospitalization and intensive care can be very expensive. For example in the US, the most serious case of hospitalization cost around 500 000$ to the insurance company.
Current health insurance problematicA lot of expats are not insured for healthcare. For some of them their insurance coverage isn’t enough to face costs due to a hospitalization for Covid-19. And sometimes, Insurance Companies exclude cares related to Covid-19. Actions taken by governments to stop the spread of the pandemic caused a high unemployment rate unfortunately. What means that a lot of people lost their health insurance at the same time. In the US, when you lose your job, you can keep the health insurance provided by your last employer a few months thanks to COBRA system. But you have to pay the entire cost of the policy. In Canada, when you lose your job, you can’t use the social security (RAMQ) anymore. In the UK, the social security system (NSH) is overwhelmed and you can’t choose your medical facility. If you are in one of those situations, AgoraExpat can provide advices and help you to find a solution.
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