What are your benefits taking out insurance with AgoraExpat?
We also support you during your expatriation for any question or if your situation changes.
How do we choose the plans we provide?
– Insurance coverages
– Host country
We aim at providing the cheapest and best suited insurance policies for your host country.
We regularly compare all different plans on the market to be able to provide the best solution.
Who is my contact person?
AgoraExpat is your main contact if your situation changes and you need to adjust your policy.
Are health insurance companies reliable?
How does AgoraExpat makes money?
Does my policy cover pre-existing conditions?
Can I be insured for pregnancy?
Do I have to advance the costs?
You don’t have to advance costs if you are in the US and you use the UNITED HEALTHCARE Network, or AETNA Network.
What is CFE?
It’s a social welfare agency that offers the same services than the French social security.
Why I would sign up to the CFE?
If you planned to come back to live in France, and you don’t want to lose your Social Security benefits and don’t want to have the three months waiting period, it’s better to sign up to the CFE.
Waiting period with CFE
– less than 30 years old: no waiting period
– from 30 to 45: 3 months waiting period
– from 45: 6 months waiting period
During the waiting period you contribute to the CFE, but you are not insured. We can provide you a health insurance contract that covers all your health costs during this period.
How much is the CFE contribution?
Does my policy only cover me in my host country?
What is a deductible?
Ex: Your deductible amount is 500$ per year and per person.
If your first health care costs 250$, you will have to pay without being refunded.
Then if you need another healthcare the same year that costs 1000$ you will have to pay 250$ and the insurance company will pay 750$ and all your future healthcare costs for the year.
Why I would choose a deductible on my policy?
When can I terminate the contract?
– at the end of its term
– If you are back in your country
What is AETNA?
When you choose an AETNA network’s healthcare provider member you don’t have to advance costs.
How do I know if my doctor is member of AETNA network?
Passport to healthcare – Primary PPO Network
Contact us today
We will determine togetherthe insurance best suited to your needs.