Expatriates typically require health insurance to ensure they have access to quality medical care while living overseas. Since their regular health insurance coverage may not extend to international locations, expats often opt for expatriate health insurance plans. These plans provide them and their families with world-class insurance coverage for medical expenses, offering a sense of security and peace of mind while residing and working abroad.

If you are an expat living in the USA, there are several options available to obtain health insurance coverage. It is highly recommended to work with an insurance broker specialized in providing health insurance to expats, as they can help you find the right coverage for your individual or family’s situation.

Expats don’t qualify for federal medical aid schemes, but they have alternatives. One option is to purchase insurance themselves or through the company they work for in the US, which may make some contribution to their private health insurance plan. Expats can also explore the possibility of getting on their employer’s group benefits plan.

Although the United States government does not require most expatriates or even US citizens to have health insurance in America, it is still highly recommended to have coverage. The cost of medical expenses in the US can be extremely high, and having health insurance can provide financial protection.

Age restrictions for enrolling in expat health insurance plans vary depending on the provider. However, many insurance companies offer coverage for individuals of all ages, including older individuals. It is advisable to check the specific terms and conditions of each insurer to determine if any age limitations apply.