The Best International Health Insurance Companies for Expats and Travelers
Finding the right international health insurance can be overwhelming. Each provider has its own strengths, exclusions, and pricing models, which makes it difficult to compare them on your own. At Agora Expat, we simplify the process. As an independent broker, we partner with the world’s most trusted insurers to find the right fit for every expat, student, or traveler.
Below is a comparison of the main insurers Agora Expat works with, highlighting who they’re best for and what sets them apart.
1. Cigna Global
Best for Expats seeking flexibility and worldwide coverage
Cigna Global is one of the largest international insurers and offers highly customizable plans. Their modular system lets you build coverage around your needs, whether you want basic medical protection or comprehensive global benefits.
Strengths:
- Modular plans with add-ons like dental, vision, or maternity.
- Huge global medical provider network.
- 24/7 multilingual support.
Ideal provider for:
Expat insurance for relocating long-term, families needing flexible coverage, and professionals abroad.
2. April International
Best for French-speaking expats and globally mobile professionals
April International is a well-regarded provider with strong roots in Europe, particularly among French-speaking expatriates. They specialize in coverage that’s both flexible and affordable.
Strengths:
- Strong service for French and European expats.
- Wide choice of international plans.
- Multilingual support team.
Ideal insurance policies for:
European expats and students looking for straightforward, reliable health insurance abroad.
3. WellAway
Best for Expats in the Americas and Caribbean
WellAway specializes in plans for expats in North America, Latin America, and the Caribbean. They’re particularly strong in offering ACA-compliant plans for those moving to the U.S. and regional solutions tailored to local healthcare systems.
Strengths:
- ACA-compliant options for the U.S.
- Focus on North and South America.
- Plans designed for both individuals and families.
Ideal policies for:
Expats moving to the U.S., Central America, or South America who need local expertise.
4. Now Health International
Best for Expats in Asia, the Middle East, and Africa
Now Health International focuses on providing fast, efficient service with modern digital tools. Their policies are widely used by expats in Asia and the Middle East thanks to regional coverage and strong claims support.
Policy Strengths:
- User-friendly digital tools for claims and management.
- Strong network in Asia, the Middle East, and Africa.
- Flexible plan options for individuals and groups.
Ideal for:
Professionals in Asia or the Middle East who want quick, efficient claims support.
5. Assur Travel
Best for short-term stays and inernational student insurance coverage
Assur Travel specializes in travel and student medical insurance, with policies designed for shorter-term international stays. Their plans are cost-effective and tailored to meet visa and university requirements.
Strengths:
- Affordable short-term and student plans.
- Options tailored to visa and school requirements.
- Flexible coverage for short international projects.
Ideal for:
Students abroad, au pairs, interns, or anyone on a short-term international stay under 12 months.
6. Bupa Global
Best for premium, worldwide insurance coverage.
Bupa Global Insurance is one of the world’s leading healthcare groups, known for high-quality, comprehensive coverage. Their international health plans are premium solutions, often chosen by executives, families, and retirees who want peace of mind at the highest level.
Strengths:
- Premium global coverage.
- Extensive international hospital network.
- Strong reputation for service and support.
Ideal for:
High-net-worth expats, executives, and families seeking comprehensive, premium coverage worldwide.
7. Foyer Global Health
Best for European expats seeking flexible coverage worldwide
Based in Luxembourg, Foyer Global Health is a European provider specializing in international coverage for expatriates. They offer straightforward plans with options for comprehensive or essential benefits.
Strengths:
- Flexible coverage levels.
- Strong European base with global reach.
- Plans available in multiple languages.
Ideal for:
European expats who want tailored, easy-to-understand coverage abroad.
Insurance Provider |
Best For |
Strengths |
Consider If |
Cigna Global |
Expats seeking flexibility and worldwide coverage | – Modular, customizable plans – Vast provider network – 24/7 multilingual support | You want tailored coverage with optional add-ons (dental, maternity, vision) |
April International |
French-speaking expats and globally mobile professionals | – Strong for European expats – Wide plan options – Multilingual support | You’re a European expat seeking affordable, flexible global health coverage |
WellAway |
Expats in the Americas and Caribbean | – ACA-compliant U.S. options – Focus on North/South America – Family and individual plans | You’re moving to the U.S. or Latin America and need regional expertise |
Now Health International |
Expats in Asia, the Middle East, and Africa | – Fast digital claims tools – Strong regional networks – Flexible plans | You’re relocating to Asia or the Middle East and want efficient claims support |
Assur Travel |
Short-term stays and student coverage | – Affordable student/short-stay plans – Visa/university compliant – Flexible durations | You’re studying abroad or on a stay under 12 months |
Bupa Global |
Premium, worldwide coverage | – High-quality, comprehensive plans – Extensive hospital network – Premium-level support | You want executive-level, global coverage with premium benefits |
Foyer Global Health |
European expats seeking straightforward coverage | – Flexible plan levels – European base with global reach – Multilingual service | You’re a European expat seeking simple, tailored coverage worldwide |
Why Work With Agora Expat?
Each insurer has strengths, but the right choice depends on your profile: destination, duration of stay, family needs, and budget. By working with Agora Expat, you get:
- Independent expertise – We’re not tied to a single company.
- Personalized recommendations – Every plan is tailored to your life abroad.
- Long-term support – From enrollment to claims, we’re with you 24/7.
Local insight – With offices in Paris and New York, we understand both European and U.S. healthcare challenges.