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S\u2019installer aux \u00c9tats-Unis est une aventure excitante<\/strong>, mais le syst\u00e8me de sant\u00e9 am\u00e9ricain peut \u00eatre un v\u00e9ritable casse-t\u00eate pour les expatri\u00e9s fran\u00e7ais. Contrairement \u00e0 la France, o\u00f9 la S\u00e9curit\u00e9 sociale prend en charge une grande partie des frais m\u00e9dicaux, les \u00c9tats-Unis disposent d\u2019un syst\u00e8me priv\u00e9<\/strong>, souvent co\u00fbteux. Il est donc essentiel de bien choisir son assurance sant\u00e9 pour \u00e9viter les mauvaises surprises.<\/p>\n Dans cet article, nous vous donnons toutes les cl\u00e9s pour comprendre le fonctionnement du syst\u00e8me de sant\u00e9 am\u00e9ricain<\/strong> et choisir la couverture la plus adapt\u00e9e \u00e0 vos besoins.<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_image src=”https:\/\/agoraexpat.com\/wp-content\/uploads\/2025\/03\/assurance-sante-aux-etats-unis.jpg” alt=”assurance sant\u00e9 aux etats-unis” title_text=”assurance sante\u0301 aux etats-unis” url=”https:\/\/agoraexpat.com\/” url_new_window=”on” admin_label=”Image” _builder_version=”4.24.3″ _module_preset=”default” width=”79%” max_width=”79%” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ max_width=”850px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.24.3″ text_font_size=”17px” text_line_height=”1.8em” header_2_text_align=”left” header_2_line_height=”1.3em” text_orientation=”justified” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Contrairement \u00e0 la France, o\u00f9 la S\u00e9curit\u00e9 sociale joue un r\u00f4le central, les soins m\u00e9dicaux aux \u00c9tats-Unis sont majoritairement g\u00e9r\u00e9s par des entreprises priv\u00e9es. Cela signifie qu\u2019il n\u2019existe pas de couverture sant\u00e9 universelle pour les expatri\u00e9s.<\/p>\n En effet, aux \u00c9tats-Unis, les frais m\u00e9dicaux peuvent atteindre des sommets :<\/p>\n Par cons\u00e9quent, sans assurance, une urgence m\u00e9dicale peut rapidement engendrer des factures astronomiques.<\/p>\n Il est \u00e0 noter que la S\u00e9curit\u00e9 sociale fran\u00e7aise ne couvre pas les frais m\u00e9dicaux aux \u00c9tats-Unis. En effet, seule la Caisse des Fran\u00e7ais de l\u2019\u00c9tranger (CFE) <\/a>peut offrir une prise en charge partielle, mais elle reste souvent tr\u00e8s insuffisante.<\/p>\n <\/p>\n [\/et_pb_text][et_pb_image src=”https:\/\/agoraexpat.com\/wp-content\/uploads\/2025\/03\/1.png” alt=”assurance sant\u00e9 aux etats-unis” title_text=”assurance sant\u00e9 aux etats-unis” url=”https:\/\/agoraexpat.com\/devis\/?utm_source=Blog&utm_medium=Article&utm_campaign=francaisquisexpatrient” url_new_window=”on” align=”center” _builder_version=”4.24.3″ _module_preset=”default” width=”90%” max_width=”90%” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font_size=”17px” text_line_height=”1.8em” header_2_text_align=”left” header_2_line_height=”1.3em” text_orientation=”justified” global_colors_info=”{}”]<\/p>\n Une bonne assurance sant\u00e9 pour expatri\u00e9s doit couvrir : Aux \u00c9tats-Unis, les assurances fonctionnent souvent avec des r\u00e9seaux de soins :<\/p>\n Il est \u00e0 noter que le prix d\u2019une assurance sant\u00e9 d\u00e9pend de plusieurs crit\u00e8res :<\/p>\n Prix moyen<\/strong> : Comptez entre 300 et 800 $ par mois<\/strong> pour une couverture compl\u00e8te pour une personne de moins de 40 ans.<\/p>\n \n<\/div>\n [\/et_pb_text][et_pb_image src=”https:\/\/agoraexpat.com\/wp-content\/uploads\/2025\/03\/7.png” alt=”assurance sant\u00e9 aux etats-unis” title_text=”assurance sant\u00e9 aux etats-unis” url=”https:\/\/agoraexpat.com\/devis\/?utm_source=Blog&utm_medium=Article&utm_campaign=francaisquisexpatrient” url_new_window=”on” align=”center” _builder_version=”4.24.3″ _module_preset=”default” width=”90%” max_width=”90%” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” text_font_size=”17px” text_line_height=”1.8em” header_2_text_align=”left” header_2_line_height=”1.3em” text_orientation=”justified” global_colors_info=”{}”]<\/p>\nComprendre<\/span> le syst\u00e8me de sant\u00e9 am\u00e9ricain<\/strong><\/h2>\n
Un syst\u00e8me enti\u00e8rement priv\u00e9<\/strong><\/h3>\n
Des co\u00fbts m\u00e9dicaux tr\u00e8s \u00e9lev\u00e9s<\/strong><\/h3>\n
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<\/strong><\/h2>\n
Pourquoi une assurance sant\u00e9 est indispensable<\/span> ?<\/strong><\/h2>\n
L\u2019absence de prise en charge par la S\u00e9curit\u00e9 sociale fran\u00e7aise<\/strong><\/h3>\n
L\u2019obligation d\u2019avoir une assurance pour certaines situations<\/strong><\/h3>\n
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Comment choisir la bonne assurance<\/span> sant\u00e9<\/span> aux \u00c9tats-Unis ?<\/strong><\/h2>\n
V\u00e9rifier l\u2019\u00e9tendue des garanties<\/strong><\/h3>\n
\u2714\ufe0f Les consultations et soins courants<\/strong>
\u2714\ufe0f Les urgences et hospitalisations<\/strong>
\u2714\ufe0f Les soins sp\u00e9cialis\u00e9s (dentaires, optiques, maternit\u00e9 selon les besoins)<\/strong>
\u2714\ufe0f Le rapatriement sanitaire en cas de besoin<\/strong><\/p>\nChoisir un r\u00e9seau de soins adapt\u00e9 (PPO, HMO, etc.)<\/strong><\/h3>\n
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<\/strong><\/h2>\n
Combien co\u00fbte une assurance sant\u00e9<\/span> pour expatri\u00e9s aux \u00c9tats-Unis ?<\/strong><\/h2>\n
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Pourquoi faire appel \u00e0 un courtier<\/span> en assurance sant\u00e9 internationale ?<\/strong><\/h2>\n
Un accompagnement sur-mesure pour les expatri\u00e9s<\/strong><\/h3>\n